Au Small Finance Bank Limited

RBI has allotted IFSC codes to all the bank branches in India to easily identify transactions done through a particular branch. IFSC codes are unique 11-digit codes with alphanumeric characters, which are given to all bank branches and the code won't repeat. It is mandatory to enter IFSC code or MICR code to identify the branches to perform fund or cash transactions. Without this code the bank branches can't transfer funds.

These codes help the users to ensure that the transferred funds go to the right person, without any errors.

For example, we can take the AU Small Finance Bank Limited IFSC code: "AUBL0002444" - IFSC Code of AU Small Finance Bank Limited branch in Jaipur Kalwar Road, Jaipur, Rajasthan.This IFSC code can be used for online money transactions via NEFT, RTGS and IMPS to any AU Small Finance Bank Limited account or to other bank accounts.

• Here, the first four alphabets, AUBL, indicate the bank name, i.e., AU Small Finance Bank Limited.
• The fifth digit is 0 (zero) - provided for future use.
• The last six digits 002444 - denotes a particular branch of Jaipur Kalwar Road, Jaipur, Rajasthan.

The Indian Financial System Code in short denoted as IFSC is used for online payment applications like Real Time Gross Settlement (RTGS), National Electronic Funds Transfer (NEFT), Immediate Payment Service (IPM), from one bank to another through electronic Instant Mobile Money Transfer service (IMPS), and Centralized Funds Management System (CFMS) instructed by RBI.

RBI has allotted IFSC codes for all banks in India to find out the branches when money transfers take place. According to RBI guidelines, the IFSC code is mandatory for interbank transfers via, NEFT and RTGS to any bank in India. With help of IFSC codes and MICR codes, the online fund transfers are made easy without any confusion. The first four Characters mentioned in IFSC code denote the bank names and the last six digits helps to identify the bank branch name involved in the transaction. The fifth digit is zero for all banks which is next to alphabets provided for future use. This code helps to avoid the risk factor while sending and receiving funds through banks in our country and it makes sure that the money reaches the right account holder at the specified branch.

Easy way to find AU Small Finance Bank Limited IFSC Code and MICR Code?

If the customer knows the full name of the bank and its branch location, then it is easy to find IFSC codes and MICR codes within a few seconds. The customer can find MICR codes and IFSC codes which are printed on passbook and cheque books/ leaves issued by AU Small Finance Bank Limited. The website of Reserve Bank of India also offers the entire list of IFSC codes required for the account holder. The customers can also enter into the bank's official website. Some of the third-party financial websites or other advertisement websites are also rendering the service to get IFSC codes of any bank and its branches located in India.

Some of the popular financial comparison sites display the table carrying IFSC codes for AU Small Finance Bank Limited branches throughout India. Any account holder visiting the website has to choose the Bank IFSC code link present on the home page. Customers by clicking the link will lead to another page where four columns are displayed. Customers must feed some bank details like the state in which it is located, the district in which it is located and branch name to get IFSC codes or MICR codes for AU Small Finance Bank Limited. The website displays all details about the bank such as the phone number, address of the branch, name, branch code etc.

Au Small Finance Bank Limited Branch Details

• Andhra Pradesh

• Chandigarh

• Chhattisgarh

• Delhi

• Gujarat

• Haryana

• Himachal Pradesh

• Jammu And Kashmir

• Karnataka

• Madhya Pradesh

• Maharashtra

• Odisha

• Punjab

• Rajasthan

• Uttar Pradesh

• West Bengal

ABOUT AU SMALL FINANCE BANK

• AU Small Finance Bank Limited in Jaipur, Rajasthan is a dream that was started 25 years ago by Mr. Sanjay Agarwal, a merit holder Chartered Accountant and a first-generation entrepreneur. This bank was founded at Jaipur in 1996 as Au Financiers, a non-deposit taking Non-Banking Finance Company (NBFC), it effectively worked on funding economic growth, especially for the under-served and unserved low & middle-class individuals.


• For over two decades, it provided secured funding to customers largely in Vehicle Loan, Business Loan and Housing Loan segments while organically spreading the geographical presence. In 2015, when RBI came out with the Small Finance Bank licensing guidelines, AU was the strongest of the 10 selected entities out of 74 applicants to receive this coveted license thanks to its strong foothold and proven track record. Au Financiers transformed into AU Small Finance Bank in April 2017 and the same year it registered a stellar listing while earning trust of renowned investors.


• Today, the bank stands tall as a Scheduled Commercial Bank and a Fortune India 500 company that is enabling a convenient banking experience with many industry-first initiatives. As a retail focused bank constantly innovating to make banking simple for its customers, AU Bank is now moving towards being a digitally led bank with pan India presence. As the bank grows, it continues to be farsighted and align the interest of the community at large.


• Throughout the journey it had focused on solutions, completely based on its customer's needs. The bank transformation, from being a finance company to a bank, which provides a place for safe keeping, is a reflection of many things that AU stands for: Inclusiveness, Progress for all, Simplicity, Action and urgency.These are not just words. In fact, they are the very pillars on which AU Small Finance Bank serves its customers - the most important member of the AU family.


• As on 31 March 2021, AU Small Finance Bank distribution network comprises 744 bank touchpoints, 22,484 employees spread contiguously across 15 states and two Union Territories with over 2 million customers. The bank operates in states such as Rajasthan, Gujarat, Maharashtra. It is one of the largest banks by number of locations in its home state of Rajasthan.

Vision

To be the most trusted retail bank and coveted employer that is admired as the epitome of financial inclusion and economic success, where ordinary people do extraordinary things to transform society at large, thereby guaranteeing Trust, Confidence and Customer Delight.

The bank brand Identity

The logo philosophy seamlessly translates into the bank tagline, 'ChaloAageBadhein'. It is a no-frills articulation of its brand ethos - no matter what the goal is, it will help the customer to achieve it. The simple idea that it will walk with its customer, all the way, is communicated succinctly with this carefully crafted tagline.

Mission

The bank mission is to build one of India's largest retail franchises that is admired for: Making every customer feel supreme while being served, Aspiring that no Indian is deprived of banking, Bias for action, dynamism, detail orientation and product-process innovation.

Awards

The bank received many awards such as MSME CIBIL Award in 2019 presented by Best Date Quality Management, Dream Companies to work for Award in 2019 by Times Ascent, ASSOCHAM SME Excellence Award in 2018 by Best MSME Bank, The Bank with more Rural Branches Award in 2018 by ET Now, CSR Leadership Awards for 'Livelihood Creation' Award in 2018 by ET Now, 'Best Rural Branch Expansion' BFSI Awards in 2018 by ABP New, The Bank with 'Leading Financial Inclusion Initiatives' BFSI Awards in 2018 by ABP News, The Bank with Best Technology Orientation Award in 2018, by ET Now, The Best Brands Awards Best BFSI Brand Award in 2018, by Economic Times, Innovative Leader of the Year award in 2018 to Mr. Sanjay Agarwal, by ET Now, and Best Digital Bank Award in 2015 by Reserve Bank of India.

Products and Services

The bank offers Savings Account, Current Account, Fixed Deposits, Recurring Deposits, MCLR, Debit Card, Credit Card, Car Loan, Two Wheeler Loan, Commercial Vehicle Loan, Personal Loan, Tractor Loan, Home Loan, Construction Equipment Loan, Gold Loan, BHIM UPI, BBPS, NETC, FASTag.

For further details contact 24x7 customer care toll free numbers 180012001200, 18002666677.