Citizen Credit Cooperative Bank Limited

RBI has allotted IFSC codes to all the bank branches in India to easily identify transactions done through a particular branch. IFSC codes are unique 11-digit codes with alphanumeric characters, which are given to all bank branches and the code won't repeat. It is mandatory to enter IFSC code or MICR code to identify the branches to perform fund or cash transactions. Without this code the bank branches can't transfer funds.

These codes help the users to ensure that the transferred funds go to the right person, without any errors.

For example, we can take the IFSC code: "CCBL0209013" of CitizenCredit Cooperative Bank Limited branch in Amboli, Greater Mumbai, Mumbai, Maharashtra. This IFSC code can be used for online money transactions via NEFT, RTGS and IMPS to any CitizenCredit Cooperative Bank Limited account or to other bank accounts.

• Here, the first four alphabets, CCBL, indicate the bank name, i.e., CitizenCredit Cooperative Bank Limited.
• The fifth digit is 0 (zero) - provided for future use.
• The last six digits 209013 - denotes a particular branch of Amboli, Greater Mumbai, Mumbai, Maharashtra.

The Indian Financial System Code in short denoted as IFSC is used for online payment applications like Real Time Gross Settlement (RTGS), National Electronic Funds Transfer (NEFT), Immediate Payment Service (IPM), from one bank to another through electronic Instant Mobile Money Transfer service (IMPS), and Centralized Funds Management System (CFMS) instructed by RBI.

RBI has allotted IFSC codes for all banks in India to find out the branches when money transfers take place. According to RBI guidelines, the IFSC code is mandatory for interbank transfers via NEFT and RTGS to any bank in India. With help of IFSC codes and MICR codes, the online fund transfers are made easy without any confusion. The first four Characters mentioned in IFSC code denote the bank names and the last six digits helps to identify the bank branch name involved in the transaction. The fifth digit is zero for all banks which is next to alphabets provided for future use. This code helps to avoid the risk factor while sending and receiving funds through banks in our country and it makes sure that the money reaches the right account holder at the specified branch.

Easy way to find CitizenCredit Cooperative Bank Limited IFSC Code and MICR Code?

If the customer knows the full name of the bank and its branch location, then it is easy to find IFSC codes and MICR codes within a few seconds. The customer can find MICR codes and IFSC codes which are printed on passbook and cheque books/ leaves issued by CitizenCredit Cooperative Bank Limited.

The website of Reserve Bank of India also offers the entire list of IFSC codes required for the account holder. The customers can also enter on the bank's official website. Some of the third-party financial websites or other advertisement websites are also rendering the service to get IFSC codes of any bank and its branches located in India.

Some of the popular financial comparison sites display the table carrying IFSC codes for CitizenCredit Cooperative Bank Limited branches throughout India. Any account holder visiting the website can choose the Bank IFSC code link present on the home page. Customers by clicking the link will lead to another page where four columns are displayed. Customers must feed some bank details like the state in which it is located, the district in which it is located and branch name to get IFSC codes or MICR codes for CitizenCredit Cooperative Bank Limited. The website displays all details about the bank such as the phone number, address of the branch, name, branch code etc.

Citizen Credit Cooperative Bank Limited Branch Details

• Daman And Diu

• Goa

• Maharashtra

ABOUT CITIZEN CREDIT CO-OPERATIVE BANK

CitizenCredit Cooperative Bank Limited was established in 1984. The bank has worked to build a culture that puts relationships and customer needs above all. This bank was formerly known as The Bombay Catholic Urban Co-operative Credit Society. The bank was established through the cumulative efforts of a group of young minds who wished to create a strong financial foothold for the catholic community. The bank fulfilled the hopes and dreams of each customer through personal engagement and customized banking plans. Even after 34 years, the bank continues to uphold the same values while adapting to modern banking systems.

Logo meaning

The founding pillars Capital, Character, Credit that reflect the true spirit of CitizenCredit Co-operative Bank. The logo embodies the spirit in the form of a dove, while also representing the initials of the bank. The dove indicates the transparency, commitment and peaceful relationship that the bank establishes with its customers. The colours (Saffron, Blue, Green) personalities the dream of financially empowering citizens and constantly developing the economic might of the country. The logo also resembles a palm reaching out in service, for we grow only through the profitability and prosperity of its customers.

VISION

The vision of the bank is helping customers to achieve economic success and financial security thereby building vibrant and prosperous communities, sustained by values of integrity and good governance.

MISSION

The mission of the bank is to be a financially strong and vibrant bank, to work to improve the quality of life to the communities in the locality, to earn the respect of employees and customers, to conduct its operations with integrity and transparency, to demonstrate character that always recognizes that the financial well-being of the customers is the reason and to promote the spirit of co-operation and build long term shareholder value.

The bank philosophy is based on decades of crafting exceptional banking experiences for each customer by catering to their individual and financial needs. It believes that three factors contribute to success, its customers' needs, goals and values. The products are designed to help customers to prepare for a strong financial future against the constantly changing technological and economic environment. The bank takes some time to know, understanding the current financial situation, family, responsibilities and goals for the future of its customers. Then the bank works to create a plan that fits for their life.

Products and Services

• The bank provides various loans like Business, Commercial Transporter, Pragati Scheme, Lease Rental Discounting, Housing, Personal Vehicle, Surety / Consumer, Doctor Care, Loan against NSC / KV, Loan against shares and units of mutual funds, Loan against Bank Deposit, Loan against insurance policy, Gold, Education, Travel, Reverse Mortgage - Aashrava, Loan against property, Superbike loan and MSE 100.
• The bank accepts various Term deposits like FD1000, FD500, FD365, RAP90, RAP30, QIRP, MIP, RD and FD.It also provides various accounts like Savings, Current, NRE, Minor, Junior Savings, BSBDA, BSBDA Small and Salary Savings accounts.
• If the account holder wants to submit any complaint, they can approach the bank. For submitting a complaint for the first time, the complaint to be first placed at the branch where you have an account. The bank requests the account holder to register an e-mail ID along with account number and send the grievance through e-mail to the home branch. It will be helpful for the bank to serve better. The customers who are not satisfied with the first response can complaint Nodal Officer - Banking Ombudsman and write to e-mail ID: nodal.officer@citizencreditbank.com

ADDRESS
CitizenCredit Co-operative Bank Limited,
CitizenCredit Centre,
CTS No:236, Marve Road, Orlem,
Malad (W), Mumbai - 400 064.
phone number:

• 022-26442829,
• 022-26442830,
• 022-26442831.

Toll Free No: 1800-123-0209.
E-mail: ccbl@citizencreditbank.com