City Union Bank Limited

RBI has allotted IFSC codes to all the bank branches in India to easily identify transactions done through a particular branch. IFSC codes are unique 11-digit codes with alphanumeric characters, which are given to all bank branches and the code won't repeat. It is mandatory to enter IFSC code or MICR code to identify the branches to perform fund or cash transactions. Without this code the bank branches can't transfer funds.

These codes help the users to ensure that the transferred funds go to the right person, without any errors.

For example, we can take the IFSC code: “CIUB0000424” of City Union Bank Limited branch in Egmore, Chennai, Tamil Nadu. This IFSC code can be used for online money transactions via NEFT, RTGS and IMPS to any City Union Bank Limited account or to other bank accounts.

• Here, the first four alphabets, CIUB, indicate the bank name, i.e., City Union Bank Limited.
• The fifth digit is 0 (zero) - provided for future use.
• The last six digits 000424 - denotes a particular branch of Egmore, Chennai, Tamil Nadu.

The Indian Financial System Code in short denoted as IFSC is used for online payment applications like Real Time Gross Settlement (RTGS), National Electronic Funds Transfer (NEFT), Immediate Payment Service (IPM), from one bank to another through electronic Instant Mobile Money Transfer service (IMPS), and Centralized Funds Management System (CFMS) instructed by RBI.

RBI has allotted IFSC codes for all banks in India to find out the branches when money transfers take place. According to RBI guidelines, the IFSC code is mandatory for interbank transfers via NEFT and RTGS to any bank in India. With help of IFSC codes and MICR codes, the online fund transfers are made easy without any confusion. The first four Characters mentioned in IFSC code denote the bank names and the last six digits helps to identify the bank branch name involved in the transaction. The fifth digit is zero for all banks which is next to alphabets provided for future use. This code helps to avoid the risk factor while sending and receiving funds through banks in our country and it makes sure that the money reaches the right account holder at the specified branch.

Easy way to find City Union Bank Limited IFSC Code and MICR Code?

If the customer knows the full name of the bank and its branch location, then it is easy to find IFSC codes and MICR codes within a few seconds. The customer can find MICR codes and IFSC codes which are printed on passbook and cheque books/ leaves issued by City Union Bank Limited.

The website of Reserve Bank of India also offers the entire list of IFSC codes required for the account holder. The customers can also enter on the bank’s official website. Some of the third-party financial websites or other advertisement websites are also rendering the service to get IFSC codes of any bank and its branches located in India.

Some of the popular financial comparison sites display the table carrying IFSC codes for City Union Bank Limited branches throughout India. Any account holder visiting the website can choose the Bank IFSC code link present on the home page. Customers by clicking the link will lead to another page where four columns are displayed. Customers must feed some bank details like the state in which it is located, the district in which it is located and branch name to get IFSC codes or MICR codes for City Union Bank Limited. The website displays all details about the bank such as the phone number, address of the branch, name, branch code etc.

City Union Bank Limited Branch Details

• Andhra Pradesh

• Chandigarh

• Chhattisgarh

• Delhi

• Gujarat

• Haryana

• Karnataka

• Kerala

• Madhya Pradesh

• Maharashtra

• Odisha

• Puducherry

• Punjab

• Rajasthan

• Tamil Nadu

• Uttar Pradesh

• West Bengal

About City Union Bank

• City Union Bank Limited formerly known as ‘The Kumbakonam Bank Limited’ was incorporated as a limited company on 31 October 1904. The first Memorandum of Association was signed by twenty devoted and prominent citizens of Kumbakonam including Sarvashri R. Santhanam Iyer, S.Krishna Iyer, V.Krishnaswami Iyengar and T.S.Raghavachariar. T.S.Raghavachariar was the first agent of the bank. In 1908, he was succeeded by Shri R. Santhanam Iyer who became the secretary of the bank under the amended Articles of Association which created the office of a secretary to be in charge of the Bank's Management in the place of the agent. This post was held by him till his death in 1926.


• The bank in the beginning preferred the role of a regional bank and slowly but steadily built for itself a place in the Delta District Thanjavur. The first branch of the bank was opened at Mannargudi on 24 January 1930. Thereafter, branches were opened at Nagapattinam, Sannanallur, Ayyampet, Tirukattupalli, Tiruvarur, Manapparai, Mayuram and Porayar within a span of twenty-five years. The bank was included in the Second Schedule of Reserve Bank of India Act, 1934, on 22nd March 1945. The bank celebrated its Golden Jubilee at Kumbakonam under the presidentship of Shri.C.R.Srinivasan, Editor, 'Swadesmitran' & Director, Reserve Bank of India on 14 November,1954.


• In 1957, the bank took over the assets and liabilities of the Common Wealth Bank Limited and in the process annexed to it the five branches of Common Wealth Bank Limited at Aduthurai, Kodavasal, Valangaiman, Jayankondacholopuram and Ariyalur. In 1963, Shri. R.A. Venkataramani Iyer took charge as the Chairman of the bank which position he held up to 1969. In April, 1965, two other local banks viz., 'The City Forward Bank Limited' and 'The Union Bank Limited' were amalgamated with the bank under a scheme of amalgamation with the resultant addition of six more branches viz., Kumbakonam-Town, Nannilam, Koradacherry, Tiruvidaimarudur, Tirupanandal and Kuttalam. Consequently, the Bank's name was changed to 'The Kumbakonam City Union Bank Limited'.


• In November 1965, the bank's first branch at Madras was opened at Thiyagaraya Nagar. In May 1969, under the new management the branch expansion got a fresh impetus and branches were opened at Eravancheri, Sembanarkoil, Tiruchirapalli, Madurai, Thanjavur, Dindigul, Keelapalur, Tirumakkottai, Kottur, Tiruvarur Town and Coimbatore during the period from March 1968 to August 1973. During the period 1974-1976, branches were opened at Periyakulam, Mandaveli (Madras), Pattukkottai, Triplicane (Madras), Cuddalore, Pudukkottai, Chidambaram and Salem. From July1977 to September1979, the bank has opened ten more branches including those at George Town (Madras), Mount Road (Madras), Tirunelveli and Karaikudi.


• On 9 December 1979, the bank celebrated its Platinum Jubilee at Kumbakonam. The first branch outside the state of TamilNadu was opened at Sultanpet, Bangalore in Karnataka on September 1980. Branches were also opened at the twin cities of Hyderabad and Secunderabad in Andhrapradesh. In tune with the national image attached to the bank, the bank's name was changed to 'City Union Bank Limited' with effect from December 1987.


• The bank started its own Staff Training College on 21st August 1989 at Kumbakonam with the avowed objective of imparting need based and result oriented training to its staff members irrespective of the cadre. Reserve Bank of India has granted an Authorised Dealers License to deal in Foreign Exchange business with effect from October 1990. The bank has introduced computerisation in the year 1990 and all the branches have been computerised.


• Automated Teller Machines (ATMs) have been installed at select centre where the card holders can withdraw cash, make balance enquiries and obtain statement of accounts. The bank obtained license from Insurance Regulatory Authority of India (IRDA) to act as Corporate Agent for selling insurance products and to provide value added services to the public at large. The bank has entered into Memoranda of understanding with Life Insurance Corporation of India and National Insurance Company Limited for selling their insurance products.


• The bank has tied up with Export Credit & Guarantee Corporation Limited [ECGC] for marketing export credit insurance products through its branch network. The bank has also entered into a franchise agreement for the Money Transfer Service Scheme of M/s UAE Exchange and Financial Service Ltd. ICICI, Doha Bank and Bank of India for effective and speedy receipt of funds remitted form abroad. The bank has obtained License to function as Depository Participant under National Securities Depository Limited. The bank's Centenary Celebrations were inaugurated on 27 December 2003 at the Saraswathi Patasala Girl's Higher Secondary School Grounds, Kumbakonam.

Address : City Union Bank Limited,
Narayana’, No:24B, Gandhi Nagar,
Kumbakonam – 612 001.
For further details contact:0435 – 2402322, 2401622. Fax: 0435 – 2431746.