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Equitas Small Finance Bank Limited

IFSC codes are unique 11-digit codes with alphanumeric characters, which are given to all bank branches by the Reserve Bank of India. These codes help the users to ensure that the transferred funds go to the right person account.

For example, we can take the IFSC code: "ESFB0001001" of Equitas Small Finance Bank Limited branch in T-Nagar, Chennai, Tamil Nadu. This IFSC code can be used for online money transactions via NEFT, RTGS and IMPS to any Equitas Small Finance Bank Limited account or to other bank accounts.

  • Here, the first four alphabets, ESFB, indicate the bank name, i.e., Equitas Small Finance Bank Limited.
  • The fifth digit is 0 (zero) - provided for future use.
  • The last six digits 0001001 - denotes a particular branch of T-Nagar, Chennai, Tamil Nadu.

According to RBI guidelines, the IFSC code is mandatory for interbank transfers via NEFT and RTGS to any bank in India. With help of IFSC codes and MICR codes, the online fund transfers are made easy without any confusion.

Easy way to find Equitas Small Finance Bank Limited IFSC Code and MICR Code?

The customer can find MICR codes and IFSC codes which are printed on passbook and cheque books/ leaves issued by Equitas Small Finance Bank Limited. The website of Reserve Bank of India also offers the entire list of IFSC codes required for the account holder. The customers can also enter on the bank's official website. Customers must feed some bank details.

Equitas Small Finance Bank Limited Branch Details

ABOUT EQUITAS SMALL FINANCE BANK

  • Equitas Microfinance Limited established Equitas Development Initiatives Trust (EDIT) in 2008 to provide social services. Equitas Small Finance Bank started banking operations on 5 September 2016, after getting license from the Reserve Bank of India (RBI) in June 2016. Equitas Bank became a scheduled bank on 4 February 2017. The bank planned to build a network of 412 branches located in 11 States by the end of financial year 2016-17.

  • However, for rendering technology oriented services, 83% of transactions occurred online as of July 2017. This includes the bank providing an RFID sticker to pay road tolls automatically, with settlements occurring digitally. On 1 March 2018, the bank was penalized ?1 million (US$14 thousand) by the Reserve Bank of India for rolling out investment, pension, and insurance services without obtaining prior approval. In 2018, the bank committed 5% of profits to EDIT.

  • The bank became a public company via an initial public offering (IPO) in October 2020. In 2021, Equitas Small Finance Bank partnered with the neobanking company Niyo to launch a mobile banking platform called NiyoX. The mission of the bank is to create the most valuable bank for all stakeholders through happy employees.

  • Equitas Small Finance Bank is a 'New Age Bank' that gives children, youth, families and business people across India a new way to bank. In the time as a micro finance company, it silently went about enabling livelihoods and elevating lives. Today, as a small finance bank, it is also going about changing the very way banking is imagined, delivered and experienced - with TRUST being the key driver.

  • Before launching EDIT, there was no shelter, no clean water or sanitation facilities and no way to earn a living for many poor people living in urban areas. They find it difficult to get food under constant threat from illness and crime. Few generally beg for their income. Through the EDIT 'Bird's Nest' program, it provided housing, food security, healthcare, livelihood skill development, and supplemental education to poor families over an 18-month period - ultimately placing them on the path to self-sufficiency.

  • 'Equitas is my mother's home, this statement from a woman, who is a beneficiary of the 'Bird's Nest' initiative. In March 2018, EDIT celebrated the milestone of improving the quality of life for 1,300 families in Chennai through this programme.

  • Equitas Small Finance Bank Limited is operating in 17 States and Union Territories with 861 banking outlets, 332 ATMs, 296 Business Correspondents, more than 16,000 employees and more than 39 lakh customers.
ADDRESS
Equitas Small Finance Bank,
4th Floor, Spencer Plaza,
No. 769, Phase II,
Anna Salai,
Chennai - 600 002, Tamil Nadu.
contact: 044-4299 5000.
Branch Banking : 1800-103-1222
Loans : 1800-103-2977.

Equitas Small Finance Bank Limited Andhra Pradesh Branch IFSC Code

Equitas Small Finance Bank Limited Chandigarh Branch IFSC Code

    City Branch IFSC Code
    Chandigarh Chandigarh ESFB0015005

Equitas Small Finance Bank Limited Chhattisgarh Branch IFSC Code

Equitas Small Finance Bank Limited Delhi Branch IFSC Code

Equitas Small Finance Bank Limited Gujarat Branch IFSC Code

Equitas Small Finance Bank Limited Haryana Branch IFSC Code

Equitas Small Finance Bank Limited Karnataka Branch IFSC Code

Equitas Small Finance Bank Limited Madhya Pradesh Branch IFSC Code

Equitas Small Finance Bank Limited Maharashtra Branch IFSC Code

Equitas Small Finance Bank Limited Puducherry Branch IFSC Code

Equitas Small Finance Bank Limited Punjab Branch IFSC Code

Equitas Small Finance Bank Limited Rajasthan Branch IFSC Code

Equitas Small Finance Bank Limited Tamil Nadu Branch IFSC Code

Equitas Small Finance Bank Limited Uttar Pradesh Branch IFSC Code