Icici Bank Limited

RBI has allotted IFSC codes to all the bank branches in India to easily identify transactions done through a particular branch. IFSC codes are unique 11-digit codes with alphanumeric characters, which are given to all bank branches and the code won't repeat. It is mandatory to enter IFSC code or MICR code to identify the branches to perform fund or cash transactions. Without this code the bank branches can't transfer funds.

These codes help the users to ensure that the transferred funds go to the right person, without any errors.

For example, we can take ICICI Bank IFSC code:"ICIC000278" - IFSC Code of ICICI Bank branch in Villivakkam, Chennai, Tamilnadu.

• Here, the first four alphabets, ICIC, indicate the bank name, i.e., ICICI Bank,
• The fifth digit is 0 (zero) - provided for future use.
• The last six digits 002778 - denotes a particular branch of ICICI Bank in Chennai City and the Villivakkam branch.

The Indian Financial System Code in short denoted as IFSC is used for online payment applications like Real Time Gross Settlement (RTGS), National Electronic Funds Transfer (NEFT), Immediate Payment Service (IPM), from one bank to another through electronic Instant Mobile Money Transfer service (IMPS), and Centralized Funds Management System (CFMS) instructed by RBI.

RBI has allotted IFSC codes for all banks in India to find out the branches when money transfers take place. According to RBI guidelines, the IFSC code is mandatory for interbank transfers via, NEFT and RTGS to any bank in India. With help of IFSC codes and MICR codes, the online fund transfers are made easy without any confusion. The first four Characters mentioned in IFSC code denote the bank names and the last six digits helps to identify the bank branch name involved in the transaction. The fifth digit is zero for all banks which is next to alphabets provided for future use. This code helps to avoid the risk factor while sending and receiving funds through banks in our country and it makes sure that the money reaches the right account holder at the specified branch.

Easy way to find ICICI Bank IFSC Code and MICR Code?

If the customer knows the full name of the bank and its branch location, then it is easy to find IFSC codes and MICR codes within a few seconds. The customer can find MICR codes and IFSC codes which are printed on passbook and cheque books/ leaves issued by Bank of Baroda. The website of Reserve Bank of India also offers the entire list of IFSC codes required for the account holder. The customers can also enter into the bank's official website. Some of the third party financial websites or other advertisement websites are also rendering the service to get IFSC codes of any bank and its branches located in India.

Some of the popular financial comparison sites display the table carrying IFSC codes for Bank of Baroda's branches throughout India. Any account holder visiting the website has to choose the Bank IFSC code link present on the home page. Customers by clicking the link will lead to another page where four columns are displayed. Customers must feed some bank details like the state in which it is located, the district in which it is located and branch name to get IFSC codes or MICR codes for ICICI Bank. The website displays all details about the bank such as the phone number, address of the branch, name, branch code etc.

Icici Bank Limited Branch Details

• Andaman And Nicobar Island

• Andhra Pradesh

• Arunachal Pradesh

• Assam

• Bihar

• Chandigarh

• Chhattisgarh

• Daman And Diu

• Delhi

• Goa

• Gujarat

• Haryana

• Himachal Pradesh

• Jammu And Kashmir

• Jharkhand

• Karnataka

• Kerala

• Madhya Pradesh

• Maharashtra

• Manipur

• Meghalaya

• Mizoram

• Nagaland

• Odisha

• Puducherry

• Punjab

• Rajasthan

• Sikkim

• Tamil Nadu

• Tripura

• Uttar Pradesh

• Uttarakhand

• West Bengal

ABOUT ICICI BANK

• ICICI Bank is an Indian multinational financial services company established by the Industrial Credit and Investment Corporation of India (ICICI) Limited in 1994. The parent company of this bank was formed in 1955 as a joint-venture with the World Bank. This bank provides project financing to Indian industry along with Indian public sector banks and insurance companies. It has become one of the leading private banks in India within a period of time by offering wide range of banking products and financial services for corporate and retail customers through a variety of delivery channels and specialized subsidiaries in the areas of investment banking, life, non-life insurance, venture capital and asset management.


• ICICI Bank has grown big and acquired many banks and financial institutions like ITC Classic Finance in 1997, SCICI (Shipping Credit and Investment Corporation of India) the Bank of Madura Limited in 2001, The Darjeeling and Shimla branches of Grindlays Bank in 2002, Investitsionno-Kreditny Bank (IKB), a Russian bank in 2005, Sangli Bank in 2007, Bank of Rajasthan in 2010,


• At present, this bank is operating in 17 countries including United Kingdom, Canada, branches in the United States, Singapore, Bahrain, Hong Kong, Qatar, Oman, Dubai, China, South Africa, United Arav Emirates, Bangladesh, Malaysia, Indonesia, Belgium and Germany. It has also taken several steps to expand its banking services throughout the world in future.

Products and Services

• It provides various products and services like online money transfers, tracking services, current accounts, savings accounts, time deposits, recurring deposits, mortgages, loans, automated lockers, credit cards, prepaid cards, debit cards, payment options, car loans, insurance investments, digital wallets which was known as ICICI pockets and various other loans to its customers. It's innovative products launched in banking services have been recognized and rewarded world over again and again. There are 9 types of savings accounts in ICICI Bank which are specially designed for its customers according to their demands and to earn interest on their savings.


• It provides 3 types of current accounts to its customers which are suitable for small and middle sized traders and self-employed professionals. Many attractive loan schemes at affordable interest rates like Home loan at higher eligibility and lower EMIs that too at attractive interest rates attracted many customers. Personal loans up to Rs. 20 lakh with affordable interest rates for 7 years. It offers 100% loan of on-road price for premium cars and bikes at minimum down-payment benefits both the customers (the buyer and the manufacturer). Students studying in India can get Education loan uptoRs. 50 lakh and students studying abroad can avail uptoRs. 1 crore. It also provides gold loans from Rs. 10,000 to Rs. 15 lakh.


• Different types of business loans to pleasing customers for commercial vehicles, construction equipment etc. Under Pradhan Mantri Mudra Yojana, it gives collateral free loans up to Rs. 10 lakh to micro and small manufacturing and service units. The customers of this bank are getting attractive interest rates for fixed deposits and recurring deposits. Debit and Credit card customers getting rewards and cashback while shopping, dining, entertainment and for other spendings.


• Even without visiting the bank branch the account holders can check their balance amount by giving a miss-call, through SMS Banking, toll free number, at ATM centres and passbook entry machines. The mobile banking customers can operate their bank account for fund transfer anywhere and at any time.

ATM details

ICICI Bank introduced Internet Banking operations in 1998 and now, it is currently operating with 5,288 plus branches and 15,589 plus ATMs across India and the number is increasing every year. Now-a-days, the Internet Banking in ICICI Bank is very fast and easy in getting a banking ID and Password to login. More than 100 bank branches and ATMs are working in Chennai district. The bank is also planning to expand its service by increasing the number of ATMs in cities and sub-urbans due to overpopulation.

ADDRESS: ICICI Bank Limited
ICICI Phone Banking Center,
ICICI Bank Tower,
7th floor,
Survey no: 115/27,
Plot no. 12,
Nanakramguda,
Serilingampally,
Hyderabad - 500032.
Toll free number for Personal Banking is 1860 120 7777, for Wealth or Private Banking is 1800 103 8181 and for Corporate / Business / Retail Institutional Banking is 1860 120 6699.