RBI has allotted IFSC codes to all the bank branches in India. IFSC codes are unique 11-digit codes with alphanumeric characters. These codes help the users to ensure that the transferred funds go to the right person account. This IFSC code can be used for online money transactions via NEFT, RTGS and IMPS to any JanasevaSahakari Bank (Borivli) Limited account or to other bank accounts.
For example, we can take the IFSC code: "JASB0000002" of the JanasevaSahakari Bank (Borivli) Limited branch in Borivli, Mumbai, Maharashtra.
- Here, the first four alphabets, JASB, indicate the bank name, i.e., JanasevaSahakari Bank (Borivli) Limited.
- The fifth digit is 0 (zero) - provided for future use.
- The last six digits 000002 - denotes a particular branch of Borivli, Mumbai, Maharashtra.
This code helps to avoid the risk factor while sending and receiving funds through banks in our country and it makes sure that the money reaches the right account holder at the specified branch.
Easy way to find JanasevaSahakari Bank (Borivli) Limited IFSC Code and MICR Code?
The customer can find MICR codes and IFSC codes which are printed on passbook and cheque books/ leaves issued by DBS Bank India Limited. The website of Reserve Bank of India also offers the entire list of IFSC codes required for the account holder. The customers can also enter on the bank's official website. Customers by clicking the link will lead to another page where four columns are displayed. Customers must feed some bank details like the state in which it is located, the district in which it is located and branch name to get IFSC codes or MICR codes.
Janaseva Sahakari Bank Borivli Limited Branch Details
ABOUT JANASEVA SAHAKARI BANK(BORIVLI) LIMITED
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JanasevaSahakari Bank (Borivli) Limited (JSSBL) was registered in 1982 and is engaged in providing a wide range of banking and financial services.
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Documents required to open a Savings Bank Account are (for address proof) voter card, electricity bill, telephone bill, house agreement, driving license, Aadhar card, passport. For I.D proof required documents are PAN card, passport and any identity card issued by Government Authority. PAN card or Form 60 and photographs. The account holder receiving a cheque book has to maintain a minimum balance Rs.1,000 and without cheque book have to maintain balance Rs.500. They can get a passbook facility and ATM Card facility. The maximum of 50 cash withdrawal allowed in 6 months and 3% per annum interest on deposit is given on a daily basis.
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The customer who wants to open a Normal Current Account has to submit the documents such as voter card, electricity bill, telephone bill, house agreement, driving license, Aadhar card, passport, any identity card issued by Government Authority. PAN card or Form 60 and photographs. The account holder receiving the cheque book has to maintain a minimum balance Rs.3,000. They can get cheque book facility and ATM Card facility. There will be no interest for the deposit.
JSSBL offers a lending hand to cater the personal consumption needs.
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The personal loan is available for salaried as well as non-salaried individuals. Anyone gets above Rs.1,00,000 salary deduction or ECS is required. The interest rates charged on a daily reducing basis. Three personal guarantors required to get a personal loan. Documents required are KYC documents of the applicant and guarantors, income proofs and other bank details, if any.
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The bank offers locker facilities to the account holders. Lockers are rented at least for one year and rent is payable in advance. Two years rent is payable in advance at the time of allotment of locker and subsequently renewed or surrendered on or before the due date. The nomination facility is available to single locker hirers only. Nomination as safe-deposit lockers enables the bank to release the contents to the nominee of the hirer, in the event of the death of the hirer.
ADDRESS:
JanasevaSahakari Bank (Borivli) Limited
Nanddham,
Borivli (West),
Mumbai - 400 092.
contact:022 - 28927840.