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IFSC Code of Kotak Mahindra Bank Limited, Phagwara, Phagwara

View the Kotak Mahindra Bank Limited IFSC and MICR Codes of Phagwara branch, Phagwara, Punjab. The other details of Kotak Mahindra Bank Limited Phagwara branch such as address and phone number are also given below.

Phagwara branch IFSC Code KKBK0000253

IFSC Code KKBK0000253
MICR Code 144485712
Branch Code 000253 (Last Six Characters of IFSC Code)
Bank Name Kotak Mahindra Bank Limited
Branch Name Phagwara
City Phagwara
District Kapurthala
State Punjab
Address Ugf,Milap Towers,Opp Ohri Towers,G T Road,Phagwara - 144 401
Phone No. 022-66056612/6611/6608/6564/6565
Eamil Address. neftrtgs.query@kotak.com

The Reserve Bank of India (RBI) has allotted IFSC Code to all Kotak Mahindra Bank Limited banks and its Kotak Mahindra Bank Limited branches in India. The Kotak Mahindra Bank Limited IFSC Code of the bank is printed on the front page of the Kotak Mahindra Bank Limited bank , Phagwara branch passbook and found in the cheque leaf below the address field or on the RBI website. According to RBI instructions, a valid IFSC Code is mandatory for all kinds of fund transfers such as NEFT, RTGS and IMPS from one bank to another.

Table Of Contents

  • IFSC Code Uses
  • Structure of IFSC Code and sample cheque
  • How to search for IFSC and MICR Code
  • Frequently Asked Questions?

IFSC Code Uses

  • IFSC Code is used for NEFT (National Electronic Fund Transfer). NEFT is an electronic payment system which helps to transfer funds from any bank account to another account.
  • IFSC Code is used for RTGS (Real Time Gross Settlement. RTGS is a funds transfer system based on a gross settlement concept where money is transferred from one bank to another in real-time. A minimum limit of Rs.2 Lakh is transferred.
  • IMPS (Immediate Payment and Service) is an electronic fund transfer system which helps in payment or transfer of funds instantly within banks across India at all the time (24x365) through the internet.

Structure of IFSC Code and sample cheque

The 11 alphanumeric of IFSC Code is formed to identify the bank and its branch. The first four letters represent the bank name and the last six characters indicate the bank branch. The fifth character 0 (zero) is provided for future use.

1 2 3 4 5 6 7 8 9 10 11
K K B K 0 0 0 0 2 5 3
First four digits (in alphabets in capital letters) of IFSC code Bank Name The fifth digit is 0 (Zero) The last six digits (mostly in numeric, but few banks like Bank of Baroda, YES Bank are using alphabets capital letters) of IFSC code indicates Bank Branch Name.

Sample Cheque Format
Sample cheque

How to search for IFSC and MICR Code?

  • IFSC Code is printed on the first page or front page of the bank passbook where the account details are given and also mentioned in the cheque leaf below the address field.
  • IFSC Code is also published in the concerned bank official website.
  • All banks and its branch list of IFSC Code are published in Reserve Bank of India’s website.
  • MICR Code is printed on the bank passbook and also on the cheque leaf next to the cheque number.
  • MICR Code can be found on the bank’s official website.

Frequently asked questions Kotak Mahindra Bank Limited, Phagwara branch, Phagwara, Punjab

  • What is the IFSC Code of Kotak Mahindra Bank LimitedPhagwara branch?
    KKBK0000253 is the IFSC Code of Kotak Mahindra Bank Limited, Phagwara branch, Phagwara,Punjab.
  • What is the address of this IFSC Code: KKBK0000253?
    The address of this IFSC Code: KKBK0000253 is Kotak Mahindra Bank Limited, Phagwara branch, Phagwara,Punjab
  • In which State this IFSC Code: KKBK0000253 HDFC Bank is located?
    This Kotak Mahindra Bank Limited is located in the State of Punjab.
  • In which District this IFSC Code: KKBK0000253  Kotak Mahindra Bank Limited is located?
    Kotak Mahindra Bank Limited is located in Kapurthala District.
  • What is the branch name of this IFSC Code: KKBK0000253?
    The last six characters of this IFSC code: KKBK0000253 reveals that it is Phagwara branch.