Punjab National Bank

Reserve bank of India has allotted IFSC codes to all the bank branches in India to easily identify the transactions which are done through a particular branch. IFSC codes are unique 11 digits codes with alphabetic and numeric characters, which are given to all bank branches, and the code won't repeat. It is mandatory to enter IFSC code or MICR codes to identify the branches to perform the cash transactions, without this code the bank branches can't transfer the funds.

These codes helps the users to ensure that the transferred funds receives to the rightful person without any error or concern.

The IFSC code for PUNJAB NATIONAL BANK which is located in 549, T.H.Road, Washermenpet Chennai 600 014 is PUNB0030700

This IFSC code can be used for online money transaction via NEFT, RTGS and IMPS to any PUNJAB NATIONAL BANK account or to any other bank accounts, Here the first 4 alphabets PUNB indicates the bank name, The fifth digit is 0 [zero] for future use, The last 6 digits 030700 indicates the particular branch of PUNJAB NATIONAL BANK which is located in 549, T.H.Road, Washermenpet Chennai 600 014.

IFSC code whose full form is Indian Financial System Code used for online payment applications like RTGS which is Real Time Gross Settlement, NEFT which is National Electronic Funds Transfer, IPM, from one bank to another through IMPS which is electronic Instant Mobile Money transfer Service and CFMS which is Centralized Funds Management System instructed by RBI.

RBI has allotted IFSC codes to all banks in India to find out the branches when money transfer takes place. According to RBI guidelines the IFSC code is mandatory for interbank transfers via NEFT and RTGS to any bank in India, with the help of IFSC codes and MICR codes the online funds transaction are made easily without any confusion. This codes helps to avoid risk factor while sending and receiving funds through banks in our country and it makes sure that the money reaches to the rightful account holder at the specified branch.

Easy way to find PUNJAB NATIONAL BANK'S IFSC code and MICR code?

If the customer knows the full name of the bank and its branch location then it is easy to find the IFSC and MICR code, the customer can find the codes in the passbook and cheque books of the specified bank which is printed on the passbook, or the website of RBI also offers the entire list of IFSC codes required for the account holder. Some third party website also shows the IFSC codes in their websites.

Some of the popular financial comparison sites display the table carrying IFSC codes for Bank of Baroda's branches throughout the India. Any account holder visiting the website has to choose the Bank IFSC code link present on the home page where 4 columns are displayed. Customers must feed some bank details like the state -> district -> branch -> to get the IFSC codes or MICR codes for PUNJAB NATIONAL BANK. The website displays all details about the bank such as the phone number, address, of the branch, name, branch code, etc...

Punjab National Bank Branch Details

• Andaman And Nicobar Island

• Andhra Pradesh

• Arunachal Pradesh

• Assam

• Bihar

• Chandigarh

• Chhattisgarh

• Dadra And Nagar Haveli

• Daman And Diu

• Delhi

• Goa

• Gujarat

• Haryana

• Himachal Pradesh

• Jammu And Kashmir

• Jharkhand

• Karnataka

• Kerala

• Madhya Pradesh

• Maharashtra

• Manipur

• Meghalaya

• Mizoram

• Nagaland

• Odisha

• Puducherry

• Punjab

• Rajasthan

• Sikkim

• Tamil Nadu

• Tripura

• Uttar Pradesh

• Uttarakhand

• West Bengal

ABOUT PUNJAB NATIONAL BANK:

PUNJAB NATIONAL BANK is working under a union Government of India regulated by Reserve Bank of India, which was regulated under the RBI Act, 1934 and Banking Regulation Act, 1949. Punjab National Bank was registered on 19 May 1894 under the Indian Companies Act, In 2003 PNB took over Nedungadi Bank, the oldest private sector bank in Kerala. At the time of the merger with PNB, Nedungadi. . As of 31 March 2019, it came to know that PUNJAB NATIONAL BANK has a total of 1722 employees.

There are a total of 12,248 networking branches of PUNJAB NATIONAL BANK which are located across the nation of India and it also has foreign branches in countries like Hong Kong, Kowloon, Dubai, and Kabul. It also has representative offices in countries like Almaty (Kazakhstan), Dubai (United Arab Emirates), Shanghai (China), Oslo (Norway), and Sydney (Australia). And it also has a total of 13,000+ networking ATM's throughout the country.

Products and services provided by the Punjab National Bank:-

Deposit Accounts:> There are two types of accounts which can be used in the Punjab National bank i.e. Savings Account and Current Account.
Loans: There are a total of six types of loan system which is provided by the Punjab National Bank i.e. Home loan, Personal loan, Two-wheeler loan, Car Loan, Education Loan, and Gold Loan.
Investments: There are two types of investments system in Punjab National bank which is Fixed deposits and Recurring deposits.
Cards: There are two types of cards which are used in Punjab National bank i.e. Debit cards and Credit cards.
Banking system: There are four types of Banking service provided in Citi bank i.e. Balance enquiry, Mini- Statement, Net banking, and Customer care services.

E-SERVICES PROVIDED BY THE PUNJAB NATIONAL BANK:

• PNB one
• PNB PIHU
• PNB Verify
• OTP Based Aadhar seeding
• Retail Internet banking
• Corporate Internet Banking
• PNB Bharath Bill Pay
• BHIM PNB [UPI]
• RTGS/NEFT/IMPS/ECS/NACH
• Green Pin Debit Card
• Missed Call services
• E-statement
• SMS Banking
• Fintech Initiative Services.

The total asset value of PUNJAB NATIONAL BANK is ?1,279,725crores which is 180billion U.S. $ Dollars.

For further details contact or write to PUNJAB NATIONAL BANK:-

ADDRESS:
Plot No 4,
Sector -10 Dwarka
New Delhi -110075.
Contact: 1800 180 2222.
E-mail: care@pnb.co.in