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South Indian Bank

RBI has allotted the Indian Financial System Code in short denoted as IFSC codes to all the bank branches in India. IFSC codes are unique 11-digit codes with alphanumeric characters. These codes help the users to ensure that the transferred funds go to the right person account, without any errors.

For example, we can take the IFSC code: "SIBL0000495" - of South Indian Bank branch in Koyambedu, Chennai, Tamil Nadu.

  • Here, the first four alphabets, SIBL, indicate the bank name, i.e., South Indian Bank.
  • The fifth digit is 0 (zero) - provided for future use.
  • The last six digits 000495 - denotes a particular branch of Koyambedu, Chennai, Tamil Nadu.

This IFSC code can be used for online money transactions via NEFT, RTGS and IMPS to any South Indian Bank account or to other bank accounts. According to RBI guidelines, the IFSC code is mandatory for interbank transfers via, NEFT and RTGS to any bank in India. This code helps to avoid the risk factor while sending and receiving funds through banks in our country.

Easy way to find South Indian Bank IFSC Code and MICR Code?

The customer can find MICR codes and IFSC codes which are printed on passbook and cheque books/ leaves issued by South Indian Bank. The website of Reserve Bank of India also offers the entire list of IFSC codes required for the account holder. The customers can also enter into the bank's official website.

Customers by clicking the link will lead to another page where four columns are displayed. Customers must feed some bank details like the state in which it is located, the district in which it is located and branch name to get IFSC codes or MICR codes.

South Indian Bank Branch Details

ABOUT SOUTH INDIAN BANK

  • South Indian Bank Limited (SIB) was established on 29 January 1929. It is a major private sector bank headquartered at Thrissur in Kerala, India. SIB was set up during the Swadeshi movement. SIB was registered as a Private Limited Company under the Companies Act of 2013.

  • A group of 44 enterprising men at Thrissur (now known as the Cultural Capital of Kerala) formed the South Indian Bank Limited by contributing ?500/- each as the initial paid-up capital of ?22,000/-. Their main objective was to serve the merchant community of Thrissur by freeing them from the clutches of the greedy money lenders who charged exorbitant rates of interest.

  • The bank received very good support from the public at large. On the other hand, the bank helped the business by providing need-based credit at reasonable rates of interest. Initially, the growth was slow but steady by the number of branches opened each year testified to its stability and popularity.

  • South Indian Bank was included in the second schedule of the Reserve Bank of India and became a Scheduled Bank on 7 August 1946. SIB was the first scheduled Bank in the private sector in Kerala to get the license under Section 22 of the Banking Regulation Act, 1949 from the RBI on 17 June 1957.

  • SIB has 924 branches, 4 service branches, 53 extension counters, 20 Regional Offices spread across India and with more than 7,000 employees operating successfully. The bank has also set up more than 1,500 ATMs and 91 Cash Deposit Machines. Translating the vision of the founding fathers as its corporate mission, the bank has during its long sojourn been able to project itself as a vibrant, fast growing, service oriented and trend setting financial intermediary.
ADDRESS:
South Indian Bank Limited,
Head Office,
T.B Road, Mission Quarters, Thrissur 680 001,
Kerala, India
For further details contact:: 0487-2420020, 2420058, 2420113, 2436666.
Email: sibcorporate@sib.co.in

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