RBI has allotted the Indian Financial System Code in short denoted as IFSC codes to all the bank branches in India. IFSC codes are unique 11-digit codes with alphanumeric characters. These codes help the users to ensure that the transferred funds go to the right person account, without any errors.
For example, we can take the IFSC code: "SUNB0000002" - of Surat National Cooperative Bank Limited branch in Karva Road, Surat, Gujarat.
- Here, the first four alphabets, SUNB, indicate the bank name, i.e., Surat National Cooperative Bank Limited.
- The fifth digit is 0 (zero) - provided for future use.
- The last six digits 000001 - denotes a particular branch of Karva Road, Surat, Gujarat.
This IFSC code can be used for online money transactions via NEFT, RTGS and IMPS to any Surat National Cooperative Bank Limited account or to other bank accounts. According to RBI guidelines, the IFSC code is mandatory for interbank transfers via, NEFT and RTGS to any bank in India. This code helps to avoid the risk factor while sending and receiving funds through banks in our country.
Easy way to find Surat National Cooperative Bank Limited IFSC Code and MICR Code?
The customer can find MICR codes and IFSC codes which are printed on passbook and cheque books/ leaves issued by Surat National Cooperative Bank Limited. The website of Reserve Bank of India also offers the entire list of IFSC codes required for the account holder. The customers can also enter into the bank's official website.
Customers by clicking the link will lead to another page where four columns are displayed. Customers must feed some bank details like the state in which it is located, the district in which it is located and branch name to get IFSC codes or MICR codes.
Surat National Cooperative Bank Limited Branch Details
ABOUT SURAT NATIONAL COOPERATIVE BANK
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Surat National Cooperative Bank Limited was established at Surat, Gujarat on 29 July 1972. A leading Co-operative Bank of Surat is celebrating 50 glorious years of Co-operation. A seed of a good and efficient Co-operative Bank was sown, which has grown into a huge banyan tree. The bank carries with it an enviable heritage of 50 years. The bank was established on the principles of "Socialism" (Samajwad) and has served the Society at large.
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The bank has nurtured its traditional values in business practices and in serving the Industrialist, Textile Traders as well as small people, retail and wholesale traders, businessmen and SMEs. The dynamism infused by the Board of Directors, affectionate shareholders, loyal customers and devotion of staff members has created the sound foundation of the bank. The selfless devotion of the pioneers of this bank with their lifeblood efforts inspired their successors- directors to dedicate themselves to continue selfless services to the society.
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Keeping in mind the values of self-responsibilities, democracy and equality, all the past as well as present directors servicing with their boundless enthusiasm and courage, with their untiring zeal and patience, with their practical wisdom and sagacity in their untiring efforts in the cause of banking and to the services of the people of Surat and for their economic growth.
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This bank was having the able-efficient pioneers, leaders and past chairmen like Late Shri Jayantilal B. Chokhawala (The founder chairman of this bank and a leading personality of Surat City) and also like late Shri Vasantlal M. Dalal (The founder vice chairman of this bank and thereafter became the Chairman, a leading-efficient, prominent lawyer-practicing on the civil as well as labour side, a think tank of "Samajwad", always thinking of poor people and labourers who rendered his services for about 27 years to the bank) and many others, led this bank from venture to venture and changed fortunes of many people with their smiling faces from success to success.
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Surat National Co-Operative Bank Limited is granting loans advances to various categories of the borrowers, for meeting their financial requirements, against various tangible securities / personal surety with easy procedures, quick approvals in a transparent manner. All the deposits (Current, Savings and Time Deposits) up to Rs.one Lakh are guaranteed by Deposit Insurance and Credit Guarantee Corporation of India Ltd (DICGC). The aim of the bank is to provide top notch banking facilities to its customers and as a part of it. The bank introduced Push and Pull SMS banking facilities to its value added customers.
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Surat National Cooperative Bank Limited is committed to catering quick, courteous and efficient customer service to the customers / members and public in general. The bank is to serve its customers more efficiently, it urges them to keep in mind the below mentioned very simple guidelines while dealing with the bank.
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It has adopted new technologies and advanced banking tools to add value to banking services and has earned a name in the co-operative banking sector due to its rich heritage, integrity and adherence to prudent banking practices, technology advancement, customized products and good services. The bank is going to complete 5 decades and hence this year is the 'Golden Year' of the bank.
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This bank is not only helping small investors and weaker sections of society but also playing a vital part in the growth of the industry and commerce. This bank was established with the motto to serve the people of Surat, on the basis of seven cardinal principles of "Co-operation". Today this bank is rendering services to the people of Surat regarding all kinds of banking services. This bank has a total 8 Branches having an efficient and most co-operative Smiling Staff of 132 personnel.
ADDRESS:
Surat National Cooperative Bank Limited,
Head Office, 3/4016,"Navnidhi",Navapura,
Karva Road, Surat-395003,
Gujarat, India.
For further details contact:0261-2424125,2450512,
2491071, 2491197
Email: headoffice@sncb.in