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IFSC Code of Union Bank Of India, Chandigarh, Chandigarh Retail Hub

View the Union Bank Of India IFSC and MICR Codes of Chandigarh Retail Hub branch, Chandigarh, Chandigarh. The other details of Union Bank Of India Chandigarh Retail Hub branch such as address and phone number are also given below.

Chandigarh Retail Hub branch IFSC Code UBIN0914231

IFSC Code UBIN0914231
MICR Code
Branch Code 914231 (Last Six Characters of IFSC Code)
Bank Name Union Bank Of India
Branch Name Chandigarh Retail Hub
City Chandigarh
District Chandigarh
State Chandigarh
Address Sco 54 55 Sector 9 D Chandigarh
Phone No. 022-22028828/22896587-10
Eamil Address. neftcell@unionbankofindia.com

The Reserve Bank of India (RBI) has allotted IFSC Code to all Union Bank Of India banks and its Union Bank Of India branches in India. The Union Bank Of India IFSC Code of the bank is printed on the front page of the Union Bank Of India bank , Chandigarh Retail Hub branch passbook and found in the cheque leaf below the address field or on the RBI website. According to RBI instructions, a valid IFSC Code is mandatory for all kinds of fund transfers such as NEFT, RTGS and IMPS from one bank to another.

Table Of Contents

  • IFSC Code Uses
  • Structure of IFSC Code and sample cheque
  • How to search for IFSC and MICR Code
  • Frequently Asked Questions?

IFSC Code Uses

  • IFSC Code is used for NEFT (National Electronic Fund Transfer). NEFT is an electronic payment system which helps to transfer funds from any bank account to another account.
  • IFSC Code is used for RTGS (Real Time Gross Settlement. RTGS is a funds transfer system based on a gross settlement concept where money is transferred from one bank to another in real-time. A minimum limit of Rs.2 Lakh is transferred.
  • IMPS (Immediate Payment and Service) is an electronic fund transfer system which helps in payment or transfer of funds instantly within banks across India at all the time (24x365) through the internet.

Structure of IFSC Code and sample cheque

The 11 alphanumeric of IFSC Code is formed to identify the bank and its branch. The first four letters represent the bank name and the last six characters indicate the bank branch. The fifth character 0 (zero) is provided for future use.

1 2 3 4 5 6 7 8 9 10 11
U B I N 0 9 1 4 2 3 1
First four digits (in alphabets in capital letters) of IFSC code Bank Name The fifth digit is 0 (Zero) The last six digits (mostly in numeric, but few banks like Bank of Baroda, YES Bank are using alphabets capital letters) of IFSC code indicates Bank Branch Name.

Sample Cheque Format
Sample cheque

How to search for IFSC and MICR Code?

  • IFSC Code is printed on the first page or front page of the bank passbook where the account details are given and also mentioned in the cheque leaf below the address field.
  • IFSC Code is also published in the concerned bank official website.
  • All banks and its branch list of IFSC Code are published in Reserve Bank of India’s website.
  • MICR Code is printed on the bank passbook and also on the cheque leaf next to the cheque number.
  • MICR Code can be found on the bank’s official website.

Frequently asked questions Union Bank Of India, Chandigarh Retail Hub branch, Chandigarh, Chandigarh

  • What is the IFSC Code of Union Bank Of IndiaChandigarh Retail Hub branch?
    UBIN0914231 is the IFSC Code of Union Bank Of India, Chandigarh Retail Hub branch, Chandigarh,Chandigarh.
  • What is the address of this IFSC Code: UBIN0914231?
    The address of this IFSC Code: UBIN0914231 is Union Bank Of India, Chandigarh Retail Hub branch, Chandigarh,Chandigarh
  • In which State this IFSC Code: UBIN0914231 HDFC Bank is located?
    This Union Bank Of India is located in the State of Chandigarh.
  • In which District this IFSC Code: UBIN0914231  Union Bank Of India is located?
    Union Bank Of India is located in Chandigarh District.
  • What is the branch name of this IFSC Code: UBIN0914231?
    The last six characters of this IFSC code: UBIN0914231 reveals that it is Chandigarh Retail Hub branch.